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Totally Free Checking
Advantage Checking & 49'ers Advantage Checking
Advantage Plus Checking
Senior Checking
Student Checking
N.O.W. Account
Super N.O.W.

Totally Free Checking
This popular checking account offers unlimited check writing with no monthly service charges, no minimum balance requirements and no activity charges.

  • No minimum balance requirement.
  • No monthly maintenance fee.
  • You receive an easy-to-read monthly statement with all processed items returned to you.
  • A $50.00 initial deposit is required to open this account.
  • You can choose from a variety of printed check styles with varying prices.

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Advantage Checking & 49'ers Advantage Checking (for those who are 49 or better)
Designed to give you the benefits of a low minimum balance while paying a competitive rate of interest.

  • $100.00 minimum balance requirement.
  • No limit on the number of checks you may write during the month.
  • You receive an easy-to-read monthly statement with all processed items returned to you.
  • Interest is earned on the daily balance and credited to your account on the last day of the monthly statement cycle.
  • The interest rate and annual percentage yield are subject to change at any time at the bank's discretion.
  • If you should close your account before the date on which interest is credited, any accrued interest you have earned will not be paid to your account.
  • A $100.00 initial deposit is required to open this account.
  • If the balance falls below the minimum at any time during the statement cycle, the monthly maintenance fee is $7.00. ($3.00 for 49er's Advantage members).
  • Each order of special member checks will be imprinted with your name and address at no additional cost to you.

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Advantage Plus Checking
With an Advantage Plus Checking account, you will receive all the benefits of our Advantage Checking account along with additional values including no fee Travelers Checks, Cashier's Checks and Money Orders.

  • No minimum balance requirement.
  • No limit on the number of checks you may write during the month.
  • You receive an easy-to-read monthly statement with all processed items returned to you.
  • Interest is earned on the daily balance and credited to your account on the last day of the monthly statement cycle.
  • The interest begins to accrue on the banking day that your deposit is made.
  • The monthly membership fee is $5.00.
  • The interest rate and annual percentage yield are subject to change at any time at the bank's discretion.
  • If you should close your account before the date on which interest is credited, any accrued interest you have earned will not be paid to your account.
  • A $100.00 initial deposit is required to open this account.
  • Each order of special member checks will be imprinted with your name and address at no additional cost to you.

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Senior Checking
Our Senior Checking Account is perfect for those ages 65 and up!

  • No minimum balance requirement.
  • No limit on the number of checks you may write during the month.
  • No monthly maintenance fee.
  • A $100.00 initial deposit is required to open this account.
  • You receive an easy-to-read monthly statement with all processed items returned to you.
  • Blue Regal checks are provided free of charge or you can choose from a variety of printed check styles with varying prices.

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Student Checking
Our Student Checking is perfect for those college students whose parents currently bank with us.

  • No minimum balance requirement.
  • No limit on the number of checks you may write during the month.
  • No monthly maintenance fee.
  • A $100.00 initial deposit is required to open this account.
  • You receive an easy-to-read monthly statement with all processed items returned to you.
  • You can choose from a variety of printed check styles with varying prices.

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N.O.W. Account
With our N.O.W. Account, you can earn interest on your checking account and enjoy the benefits of no monthly maintenance fee by keeping a balance of $750.00 or more.

  • $750.00 minimum balance requirement.
  • No limit on the number of checks you may write during the month.
  • You receive an easy-to-read monthly statement with all processed items returned to you.
  • Interest is earned on the daily balance and credited to your account on the last day of the monthly statement cycle.
  • Interest begins to accrue on the banking day that your deposit is made.
  • The interest rate and annual percentage yield are subject to change at any time at the bank's discretion.
  • If you should close your account before the date on which interest is credited, any accrued interest you have earned will not be paid to your account.
  • A $750.00 initial deposit is required to open this account.
  • If the balance falls below the minimum at any time during the statement cycle, the maintenance fee is $6.00.
  • You can choose from a variety of printed check styles with varying prices.

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Super N.O.W.
Our Super N.O.W. Account, offers you the highest rate on an interest-bearing checking account when you maintain a balance of $1,000.00 or more.

  • $1,000.00 minimum balance requirement.
  • No limit on the number of checks you may write during the month.
  • You receive an easy-to-read monthly statement with all processed items returned to you.
  • Interest is earned on the daily balance and credited to your account on the last day of the monthly statement cycle.
  • Interest begins to accrue on the banking day that your deposit is made.
  • The interest rate and annual percentage yield are subject to change at any time at the bank's discretion.
  • If you should close your account before the date on which interest is credited, any accrued interest you have earned will not be paid to your account.
  • A $1,000.00 initial deposit is required to open this account.
  • If the balance falls below the minimum at any time during the statement cycle, the maintenance fee is $10.00.
  • You can choose from a variety of printed check styles with varying prices.

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